Real Advantage Institute

• COACHING ON DEMAND

  SECTION 1

  (LDE) PRE-LICENSING REAL ESTATE EDUCATION Courses are LDE "WEBINAR" based format that allow students to take courses remotely through a Live Distant Education (LDE) live stream. Zoom is the selected streaming platform for designated LDE classes. Please email  office@realadvantage.us  Real Advantage Institute (RAI) for registration and enrollment. 

• LDE-NYS Real Estate Salesperson Pre Licensing LDES 

  Basic package: This course is design for 77-hours of real estate practices and prepares you for the real estate salespersons class and state licensing exams. Final exams must be passed with a minimum of 70% and may be taken a maximum of two times. All final exams must be physically proctored in the State of New York. Students are required to meet the minimum seated time engaging in the learning content. Topics covered will include agency, working with clients, property basics, fair housing, ownership, contracts, valuation, environmental issues, and property management. This curriculum is required for the New York Real Estate Salesperson license. $500.00

  NYS APPROVED AND AVAILABLE SCHEDULE MONDAY - FRIDAY 9-5:30PM 

  77-hours $500.00

  •  
    •   Available

• LDE-NYS Real Estate Broker Pre Licensing LDES 

  Basic package: This course is design for 75-hours of real estate brokerage practices and prepares you for the real estate broker class and state licensing exams. Final exams must be passed with a minimum of 70% and may be taken a maximum of two times. All final exams must be physically proctored in the State of New York. Students are required to meet the minimum seated time engaging in the learning content. Topics covered will include a comprehensive coverage of leading a brokerage office, Investment, Law, Construction, Management, Taxes, Anti discriminatory,  Transactional, and New York State Local Issues targeting tenancy. This curriculum is required for the New York Real Estate Broker license.  This  course is for students who have completed the 75-hour salesperson pre licensing course prior to December 21, 2022. $600.00

  PENDING COURSE UPDATES 

  75-hours $600.00

  •  
    •   Pending

•   ​​​SECTION 2                                                                                                    (CB) REAL ESTATE CONTINUING EDUCATION Courses are self study "computer base" CB format supported by our partner and affiliate.   Real Advantage Institute (RAI) is affiliated and partnering with "The CE Shop" to provide CB  Real Estate Continuing Education. Please click on RAI.leaponline.com   or copy and paste the link into your browser that will take you to RAI enrollment page.                                                                                                                                                  

• REVERSE ANNUITY MORTGAGES

  CB-Common Violations in Agency Law. CBCV

  This course we'll discuss situations where agency can go wrong. Violations of agency duties (negligence, misrepresentation, and breaches of fiduciary duty) comprise the vast majority of claims against errors and omissions insurance policies. The same holds true for civil actions brought against real estate licensees by the public. Often these claims involve undisclosed personal interest in a transaction, or putting the agent's interest ahead of those of the client. If the claims are found to be viable, they can result in fines, suspension, and even jail time for the responsible agent. Agent-to-agent complaints often cite anti-trust violations, a federal crime with stiff penalties that include fines of up to $1 million and prison sentences up to 10 years. The DOS now publishes online the negotiated settlements when a licensed New York state broker or salesperson has violated state licensing law. This section is designed to help you understand the types of violations that occur and how to keep yourself off that list.. (Meets 1-Hour Mandatory Agency Renewal Training)       

  1.00-hour $7.00  

  NYS APPROVED AND AVAILABLE ON DEMAND

  • Available

• PRE-PURCHASE COUNSELING

  CB-Ethical Excellence: Raising the Bar. CBEE

  This four-hour course will empower licensees to recognize and respond to ethical dilemmas, inspiring consumer confidence. After completing this course, licensees will be better prepared to exemplify the professionalism and cooperation that’s the true foundation of the real estate industry. Consumers and the public are protected from unscrupulous real estate practices when licensees are reminded of—and inspired to practice—high ethical standards, not only in their real estate dealings, but in their everyday interactions.. (Meets 3-Hour Mandatory Ethics Renewal Training) 4.00-hours $30.00

  NYS APPROVED AND AVAILABLE ON DEMAND 

  • Available

• CORPORATE TRAINING AND SUPPORT

  CB-NY Legal Matters The Housing Stability and Tenant. CBNY

  
  This New York’s Housing Stability and Tenant Protection Act was a game-changer for the state's landlords-tenant laws. The act introduced sweeping reforms, producing a wide range of details to unpack. This one-hour course provides an overview of the act’s many updates that impact the real estate profession, helping licensees understand what the changes were and their applicability in everyday practice. Additionally, licensees will review how to stay within the scope of their real estate expertise. This is especially relevant with this act’s updates, because landlords and tenants may ask for advice that qualifies as legal counsel concerning how to interpret and comply with the new laws. With practical knowledge concerning these legal updates, licensees can provide clients and consumers a higher level of professional servicing, helping consumers navigate their real estate transactions, and knowing when to advise them to seek legal, tax, and financial expertise. (Meets 1-Hour Mandatory Legal Studies Renewal Training) 1.00-hour $7.00

  NYS APPROVED AND AVAILABLE ON DEMAND

  • Available

• CAREER COACHING 

  CB-Fair Housing and Agency. CBFH 

  This course provides licensees in New York with the 3 hours of fair housing content and 1 hour of law of agency continuing education required for real estate license renewal. This course provides a comprehensive overview of federal fair housing laws relating to the sale and rental of real estate. Additionally, the course provides a detailed look at federal civil rights and anti-discrimination laws regarding real property transactions. Agency is foundational to your role as a real estate professional, touching on all aspects of your duties to clients, your broker and the public as a whole. This course reviews the basics of agency, including agency definitions and agency alternatives.  (Meets 3-Hour Mandatory Fair Housing and Meets 1-Hour of Agency Renewal Training) 4.00-hours $30.00

  NYS APPROVED AND AVAILABLE ON DEMAND

  • Available

• LEADERSHIP COACHING

  CB-Recognizing and Combating Implicit Bias CBRC

  This course explores the roots of implicit bias in government-sanctioned practices such as redlining and blockbusting, then shows licensees how to recognize their own implicit biases, as well as disparate impact and treatment. (Meets 2-Hour Mandatory Bias Renewal Training) 2.00-hours $19.00

  NYS APPROVED AND AVAILABLE ON DEMAND

  • Available

• RESUME CAREER BUILDER

  CB-Developing Cultural Competence in New York. CBD

  
  This two-hour course emphasizes the importance of fair housing and embracing cultural diversity, as well as national and state demographics, before exploring tips and best practices for being culturally sensitive and showcasing professionalism at all times. (Meets 2-Hour Mandatory Cultural Bias Renewal Training)                 2.00-hours $26.00

  NYS APPROVED AND AVAILABLE ON DEMAND

  • Available

• TALENT ASSESSMENT SOLUTION***

  CB-Foundations of Real Estate Finance. CBFR 

  
  There have been many financial changes in the United States in the past decade, the results of which have impacted the real estate mortgage process, as well as other areas. The financing of a home is as integral to real estate transactions as finding the home itself, and it is beneficial for you to have a clear understanding of the financing process. Through this course, you will gain a better understanding of the changes the mortgage market has experienced over the years. You will also gain knowledge of qualifications and requirements of several popular lending options, which will help you guide your clients to properties that fit within their loan's requirements. Please be aware that the publishers of this course encourage all real estate professionals to stay attuned to market changes and refer to trusted advisors during all steps of the mortgage process.  (Meets 6-Hour Elective Renewal Training) 6.00-hours $45.00

  NYS APPROVED AND AVAILABLE ON DEMAND

  • Available

• REAL ESTATE EZ-PASS (Group)

  CB-Keeping it Honest Understanding Real Estate and Mortgage Fraud. CBMF

  
  Along with the recent increase in identity theft and numerous high profile business scandals, real estate fraud has become a major industry issue. Real estate is no stranger to the white collar criminal. Many will use real estate as a vehicle to steal the life savings of unsuspecting home owners and defraud lenders out of millions of dollars for their own gain. This course will identify several types of real estate fraud schemes, both minor and major, and how you as a real estate professional can protect and educate your clients on this growing problem. (Meets 3-Hour Elective Renewal Training) 3.00-hours $26.00

  NYS APPROVED AND AVAILABLE ON DEMAND

  • Available

• CB-Marketing and Advertising. CBMA

  
  Identify how to use various social media platforms to promote yourself, attract consumers, and support your clients. Identify popular social media platforms, and recall how to use them for client and consumer outreach. Recall best practices in social media use, including mobile-friendly considerations, quality images, and how to minimize risk. Identify how to create online marketing and advertising materials that adhere to legal and ethical guidelines. (Meets 3-Hour Elective Renewal Training) 3.00-hours $26.00                                                                                                                                                                                                                                                                                                                                                                                                         

  NYS APPROVED AND AVAILABLE ON DEMAND                                                                                                                                                                                                                                                                                           Available 

• CB-Technology Tools, Trends and Risk. CBTT

  
  Using technology to advance the use of buyer representation agreements. How to use the MLS to provide better and more risk-free service to sellers. Avoiding big risk with Big Data. How to avoid being a victim of data breaches and hacks. How to minimize risks associated with drones and livestreaming. Smart uses for artificial intelligence. Tips for managing risks when using social media. Technology and security updates in lock boxes and signage. (Meets 3-Hour Elective Renewal Training) 3.00-hours $26.00                                                                                                                                                                                                                                                                                                                                                                                                               

  NYS APPROVED AND AVAILABLE ON DEMAND                                                                                                                                                                                                                                                                                                                                         Available

• CB-Commercial Sales and Exchanges. CBCS

  
  Fully understand all the facets of commercial sales and tax deferred exchanges in commercial real estate. This elective course takes a deep dive into the particulars of the commercial contract, procedures for closing, and essential documentation for commercial sales. Additionally, this course contains insight into the requisites for and advantages of tax deferred exchanges.s. (Meets 8-Hour Elective Renewal Training) 8.00-hours $56.00

  NYS APPROVED AND AVAILABLE ON DEMAND                                                                                                                                                                                                                                                                                                                                       Available

• CB-Commercial Finance and Investment Analysis. CBCF

  
  The purpose of this course is to create an 8-hour continuing education course on Commercial Finance and Analysis that real estate professionals can take to meet their licensing education requirements. The course also features incremental questions (formative questions) after each lesson that are designed to provide a practical knowledge of Commercial Finance and Investment Analysis for real estate professionals. (Meets 8-Hour Elective Renewal Training) 8.00-hours $56.00                                                                                      

  NYS APPROVED AND AVAILABLE ON DEMAND                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Available                    

• SECTION 3                                                                                                             (CB) MORTGAGE LOAN ORIGINATOR CONTINUING EDUCATION  Courses are self study "computer base" CB format supported by our partners and affiliate. Real Advantage Institute (RAI) is affiliated and partnering with Oncourse Learning to provide Mortgage Professionals CB Continuing Education. Please click on https://partners.oncourselearning.com/mortgage/rai   or copy and past the link into your browser to be taken to RAI enrollment page.           

• CB-Mortgage Loan Originator Continuing Education

  
  CB Mortgage Loan Originator Continuing Education are Computer Base Courses (CB). New York Department of Financial Services requires licensees to take a total of 11 hours of continuing education each year: 8 hours in SAFE Act required topics, and 3 hours in NY-specific law and regulations. Search by state and and select continuing education. You will find a list of courses to choose from.  Cost per course may vary according to topic.                              (Meets 11-Hour MLO Continuing Education Training)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        NMLS APPROVED AND AVAILABLE ON DEMAND                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              Available                                                                              

• SECTION 4                                                                                                            (LDE) MORTGAGE LOAN ORIGINATOR PRE-LICENSING EDUCATION Courses are LDE "WEBINAR" based format that allow students to take courses remotely through a Live Distant Education (LDE) live stream. Zoom is the selected streaming platform for designated LDE classes. Please email  office@realadvantage.us  Real Advantage Institute (RAI) for registration and enrollment. .

• LDE-Mortgage Loan Originator Pre Licensing Education

  
  LDE Mortgage Loan Originator Pre Licensing Education is Live Distant Education Webinar Course (LDE). New York Department of Financial Services requires candidates to take a total of 20 hours of pre licensing courses approved by the NMLS Pre- Licensure education must include at least the following minimum requirements:         3-hours of federal law and regulations; 3-hours of ethics, which shall include instruction on fraud, consumer protection, and fair lending issues; 2-hours of training related to lending standards for the nontraditional mortgage product marketplace; and 3-hours of training on applicable New York State law and regulations as may be approved by the superintendent.  (Meets 20-Hour MLO Pre Licensing Training) 20.00-hours $350.00                                                                                                                                                                                                                                                                                                                                                                                             PENDING COURSE APPROVAL                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Pending                    

• SECTION-5                                                                                                          EXAM PREPARATION AND CAREER PLANNING SERVICES  Student Support Services provides an experiences that surpass the average. Real Advantage signature exam guides and career coaching will deliver a learning experience that will give you the tools and resources to be confident and the ability to set a career path that fits your unique purpose and aspirations based on research and practices. Please email  office@realadvantage.us  Real Advantage Institute (RAI) for registration and enrollment. 

• SUPPORT.  Exam Prep and Career Coaching

  
  Exam Prep and Career Coaching is provided by the subject matter experts and career specialist offering resources to achieve success in passing the examinations and attaining a sustainable advantage in a highly competitive marketplace. (Cost is determined by type of support) $ TBD    

ALL PURCHASES are subjected to registration confirmation. Once a purchase is confirmed we will follow-up with course calendar, materials, instruction, and directions.